SENIOR MANAGEMENT ALBERTO E. PASCUAL PRESIDENT & CHIEF EXECUTIVE OFFICERVICE-CHAIRPERSON, PHIGUARANTEE GOVERNING BOARD CELSO R. GUTIERREZSENIOR VICE-PRESIDENTHEAD, PRIORITY SECTORS GUARANTEE GROUP MELINDA M. ADRIANOSENIOR VICE-PRESIDENTHEAD, HOUSING GUARANTEE GROUP ATTY. EMMANUEL R. TORRESSENIOR VICE-PRESIDENTHEAD, AGRICULTURE GUARANTEE GROUP ATTY. DYNAH GLADY G. NEPOMUCENO-BAYOTSENIOR VICE-PRESIDENTHEAD, SPECIAL ASSET MANAGEMENT and RECOVERY GROUP ATTY. NELIA O. OANDASANSENIOR VICE-PRESIDENTHEAD, BUSINESS OPERATIONS GROUP IAN A. BRIONESSENIOR VICE-PRESIDENTHEAD, CORPORATE SERVICES GROUP MARILOU A. MEDINASENIOR VICE-PRESIDENTHEAD, COMPTROLLERSHIP GROUP ATTY. ISABELO G. GUMARUSENIOR VICE-PRESIDENTHEAD, LEGAL SERVICES GROUP ATTY. ISABELO G. GUMARUSENIOR VICE-PRESIDENTHEAD, OFFICE OF THE CORPORATE SECRETARY