Eligible Lenders1. Universal banks, Commercial Banks, Thrift Banks, and Rural Banks;
2. Other Financial Institutions (NBFIs) supervised by the Bangko Sentral ng Pilipinas (BSP)
PurposeAssist access to financing of:
1. Direct and indirect exporters
2. Industries registered with the Board of Investments
3. Public Utilities
4. Industries the promotion of which is encouraged by government policy
Eligible BorrowersAny entity, enterprise or corporation organized or licensed to engage in business in the Philippines
Loan Amount Per BorrowerOver Php 50 Million up to Single Borrower’s Limit
Term of LoanUp to 15 Years


Portfolio Requirement
Guarantee Limit / CoverageUp to 80% of the principal amount of loan
Nature of the GuaranteeOrdinary Guarantee

Not a first loss guarantee, but a pro-rata risk guarantee of losses after reasonable collection efforts pursuant to Circular No. 855 Series of 2014 issued by the Bangko Sentral ng Pilipinas (BSP)
Eligible Loan Purpose1. CAPEX inclusive of land acquisition (not exceeding 30% of Project Cost)
2. Working capital
3. Project financing
Term of LoanUp to 15 Years
Term of GuaranteeTerm of the loan
Portfolio/Account ReviewAnnual Review
Portfolio Default ToleranceNot Applicable
Guarantee FeeRisk rated; Maximum of 2.5% per annum, plus GRT
Origination FeeFive (5) basis points (bps) for every PhP 10 Million (0.05% per PhP 10 million) payable upfront.
Out of pocket feesFor account of the borrower/funder as billed
Amendment FeePhP 5,000.00 per amendment
Collateral/SecurityAs maybe required by the accredited lending bank or financial institution

MSMEs shall be defined as any business activity or enterprise engaged in industry, agribusiness, and/or services whether single proprietorship, cooperative, partnership or corporation whose total assets, inclusive of those arising from loans but exclusive of the land on which the particular business entity’s office, plant and equipment are situated, must have value falling under the following categories:
1. Micro not more than P3,000,000
2. Small P3,000,001 to P15,000,000
3. Medium P15,000,001 to P100,000,000